GROUP HEALTH INSURANCE
Today's environment offers unique challenges when deciding to implement a new benefits package for your business or renew your existing plans. You need a trusted advisor to navigate the complexities of insurance exchanges and PPACA (ObamaCare).
Consultative Benefits Group will keep your business in compliance with the ever changing state and federal regulations. Before you make any decisions, we will provide an in depth consultation and make sure you fully understand all of your options.
We offer HMO, POS, and PPO plans. Many of the businesses we work with have chosen to implement HSA, HRA, FSA plans. These solutions provide tax advantages to both the employer and employees.
Dental, vision, life, LTC, and STD continue to be an important part of a group benefits package. Many businesses find that a comprehensive benefits program helps to attract and retain quality talent. Offering ancillary benefits can be advantageous, even without an employer contribution. CBG will explain all of your options so you can make cost effective decisions while offering value to your employees.
Ancillary lines can be added anytime, not just at renewal. Many group plans offer advantages over individual insurance, such as guaranteed issue coverage. If you or your employees have a pre-existing condition, group coverage may still allow an opportunity to obtain life and/or LTD coverage.
Contact us today for a free consultation.